The Features Teens Need

Managing your own money in your own account is a big responsibility. But Suncoast is here to help — every step of the way. If you’re 13 or older, and your parent or legal guardian is willing to be a joint owner, our teen checking account is perfect for you. And it’s free. Download a Teen Checking Account application today.

 

Select a Service:

  • Teen-Checking-5.JPG

    We Have Your Back

    When you’re new to managing a checking account — and even sometimes when you’re not —the occasional oversight or unexpected expense occurs and you end up with a bounced check or overdraft.

    To help avoid expenses when this happens, we offer free overdraft protection. You can set up your savings, money market account or Suncoast VISA Credit Card* to cover any overdrafts you may have, all for free. The check won’t bounce, so the merchant won’t charge you a penalty. And because it’s your own money covering the overage, Suncoast won’t charge you any fees either.

     *Subject to credit qualification, must be 18 years or older to open a Suncoast VISA Credit Card.

Checking That's More Than Free

Not only is checking free at Suncoast, but you’ll earn rewards redeemable for travel and merchandise plus local schools benefit as well.  We’re proud of how we stack up against banks. See for yourself some of the savings and benefits we offer.

Choose a Product:

Product Name

Initial Deposit

Minimum Balance

Rate Type

Dividend Rates*

APY**

Term in Months

Show Product Detail
Smart Checking

Initial Deposit

$0.00

Minimum Balance

$0.00

Rate Type

Variable

Dividend Rates*

0.05 %

APY**

0.05 %

Term in Months

N/A

  • Convenient mobile apps (iOS & Android) for online banking and check depositing while on-the-go.
  • Each time you use your debit card for a purchase, Suncoast donates money to benefit local schools.
  • Dividends are compounded daily and credited monthly.
Show Product Detail
Teen Checking

Initial Deposit

$0.00

Minimum Balance

$0.00

Rate Type

Variable

Dividend Rates*

0.05 %

APY**

0.05 %

Term in Months

N/A

  • Convenient mobile apps (iOS & Android) for online banking while on-the-go.
  • Each time you use your debit card for a purchase, Suncoast donates money to benefit local schools.
  • Dividends are compounded daily and credited monthly.

Additional features you’ll get with Smart Checking and Teen Checking at Suncoast include:

  • ScoreCard Bonus Reward Points
  • Free debit card
  • Free ATM access at Suncoast ATMS, Publix Presto ATMs, McDonald’s® ATMs in select counties1 and tens of thousands more through the CO-OP Network
  • No monthly service fees, no activation fees, no ATM fees from Suncoast ATMs, Publix Presto ATMs or within the CO-OP Network
  • Direct deposit and payroll deduction for Smart Checking and Teen Checking only
  • Free online banking, bill pay and mobile banking
  • eStatements and combined account statements, also available in Spanish
  • Free images of cleared checks (up to 90-day account history)
  • Visa Account Updater (VAU), which will automatically update your cardholder data with participating merchants when your card information changes, including recurring payments and card-on-file relationships. If you wish to opt-out of Visa Account Updater, you may do one of the following:

    • Call our Member Care Center: 813-621-7511 or 800-999-5887
    • Visit your local branch
    • Mail written request to: Suncoast Credit Union, ATM001, PO Box 11904, Tampa, FL 33680
students studying together

Suncoast Offers Scholarships

students studying together

Suncoast, a proud supporter of public education, has provided more than 550 scholarships since 1990 to students pursuing higher education.

See for yourself how you could be eligible to receive a Suncoast Scholarship.