K-12 System
Smart Saver 101 Series
Being a smart saver can start at any age. Students from kindergarten to eighth grade can get the fundamentals of saving, spending and investing. We will also explore the credit union difference and steps students can take to protect and build credit.
- Smart Saver 101 for Kindergarten to Second Grade
- Smart Saver 101 for Third Grade to Fifth Grade
- Smart Saver 101 for Sixth to Eighth Grade
Teens and Money
Young adulthood is a great time to learn money management techniques that can last a lifetime. Attendees will learn to manage money effectively, prepare for common bills, open checking and savings accounts, look an investment options and establish credit (and use it wisely).
Financing My Senior Year
Your senior year will be truly exciting! However, it can be expensive to pay for prom, grad night, a class ring and other senior year costs. This program teaches eighth graders to sophomores how to create a savings plan now so they can enjoy their final year of high school without worrying about money.
College
Live Beyond the Weekend
Students will learn the four pillars of financial literacy which include: (1.) Basic Daily Financial Management (2.) Understanding Credit (3.) Budgeting and Managing Debt and (4.) Saving Now & for the Future.
Personal Finance for College Students
Participants will learn how to create and manage a budget, ways to track spending and options for student loan repayment. They will also learn about credit and how to use it wisely and tools to develop a positive credit score.
Drive Away Happy: Car Buying Decisions
It can be overwhelming and stressful to buy a car with all the decisions to make: new or used; buy or lease; zero percent financing or rebate (not to mention what color to pick). Participants will learn how to have the best car shopping experience possible and make wise financing decisions.
Using Credit Cards Wisely
Before racking up big charges on multiple cards, participants can learn smart ways to handle their credit cards and take a disciplined approach.
Parents
Raising a Money-Smart Kid
Earning money, spending and saving are important things for children to learn about early in life. This workshop will help guide parents on effective ways to educate children about financial responsibility to last them a lifetime.
College Financing 101
As the cost of college tuition continues to rise, parents wonder how they can afford to pay for higher education for children or themselves. Participants will learn about long-term savings strategies, financial aid opportunities and other ways they can make college education a reality.
Finances for New Families
Getting married? Have kids? These are natural progressions in life for many but also present new financial situations and decisions to make immediately and for the long term. This workshop will help you discover, prioritize and design a workable plan for your family’s goals and lifestyle.
Adult Education
Building a Better Budget
Everyone wants control over their financial lives, but how do we get it? In one word: budget. It’s the most powerful weapon to get a more secure future. Participants will identify their short- and long-term goals and learn how to design realistic spending and savings plans to reach those objectives, including options for getting out of debt (and staying there).
Repaying Student Loans
Student loans can put a heavy burden on monthly finances, sometimes rivaling the cost of a mortgage. These days there are many options to help repay these loans. This workshop will teach attendees about the choices available.
First Time Home Buyer
Homeownership starts well before the contracts are signed—preparation is one of the keys to a smooth home buying process. This workshop covers all major pre-purchase topics such as budgeting, the down payment, credit reports, debt-to-income ratios and the mortgage lending process.
Identity-Theft Solutions
Identity theft is becoming more common and sophisticated than ever. Workshop participants will learn the methods that identity thieves use to access confidential information, tools for preventing ID theft and steps to take should identity theft occur.
Ten Steps to Financial Success
We all measure financial success differently, but all paths to get there require discipline and goals. This workshop teaches participants ways to financial control. This includes how to develop a spending plan, create objectives, weigh insurance needs and other tools needed for personal financial success.
