Business Smart Checking
Suncoast makes business banking easy. Our business checking account comes with the features you need to help your business thrive.
Open a Business Checking Account
Our business checking accounts offer security and convenience with services designed with your specific business needs in mind.
Advantages
- No minimum balance requirement or monthly maintenance fee
- Free overdraft protection, business debit card, online banking, and bill pay
- Unlimited electronic transactions
- Free ATM access at Suncoast ATMS, Publix Presto ATMs, and tens of thousands more through the CO-OP Network
Business Smart Checking Benefits
Use it Everywhere
Use your Suncoast Visa Business debit card anywhere you make business-related purchases. You can also use it as an ATM card for free at hundreds of Suncoast ATMs, Publix® Presto® ATMs, and nearly 30,000 more ATMs nationwide through the CO-OP Network. Balance inquires will incur a $1 charge.
Alternative Ways to Cover Overdrafts
As much as you try to avoid it, mistakes happen. Suncoast’s free overdraft protection options will help ensure that those mistakes aren’t too costly. Use your business savings, money market account or business line of credit to cover any overdrafts you may have at no charge to you. Qualification is required for a line of credit.
Our Pennies Add Up Program
Every time you make a purchase with your debit card, Suncoast donates two cents to the Suncoast Credit Union Foundation, a 501(c) (3) nonprofit organization established to help children in the communities we serve.
Business Smart Checking FAQ
It's easy to get new business checks. Whether it's online, in-branch, over the phone or through the mail, we've got you covered.
Order your new business checks today by:
- Order checks online using SunNet Online Banking
- Call 877-585-8777 to order business checks from an automated phone service
- Order checks in-person at your local Suncoast branch
- Order checks by mail using the reorder form in your current supply
Yes, your Suncoast card comes with Visa Account Updater (VAU), which will automatically update your cardholder data with participating merchants when your card information changes, including recurring payments and card-on-file relationships.
Yes, with Business Smart Checking you receive images of cleared checks.
With a Suncoast business checking account your first 200 paper check transactions are free and you only pay 20 cents thereafter. You also receive one free cashier's check per day.
Yes, eStatements and combined account statements, are also available in Spanish.
If you are not a Suncoast member, you'll need to become one, so you can open a business checking account with us. Join today and open a business account.
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