For Your Business

Suncoast Business Savings

The credit union you trust for your personal finances is also the place for all your small business savings needs. With high-interest returns on your deposits, you can put more back into your business.

Become a Business Member Suncoast Members: Open Savings Account

Better Business Savings with Suncoast

A business banking relationship with Suncoast offers higher returns on your deposits and great service. As a not-for-profit financial cooperative, we return earnings to members in the form of competitive savings rates.

Want to know what is needed to open a business account at Suncoast? Refer to our Business Account Opening Checklist to make the process of opening your account as easy as possible.

Compare Business Savings Accounts

Our savings accounts for small businesses offer all the great services you’ve come to expect from Suncoast, with favorable rates and higher returns on your deposits.

Business Jumbo Certificate

Highest dividend rates, highest earnings, and best return for large deposits
Initial deposit and minimum balance of $100,000 is required
Terms to fit your savings goals
Available as: Jumbo Share Certificate, Jumbo Youth Certificate, Jumbo IRA/Roth/SEP Certificate, Jumbo Business Certificate, Coverdell Education Savings Jumbo Certificate, and Health Savings Account Jumbo Certificate
A penalty will or may be imposed for early withdrawals: 90 days of dividends on terms of 12 months or less; 180 days of dividends on terms longer than 12 months
If the account has not yet earned enough dividends or if the dividends have already been paid, the penalty will be deducted from the principal
Dividends are compounded daily and credited monthly
Suncoast members may open a new Jumbo Certificate by calling the Member Care Center, in any branch or by sending a secure email through SunNet Online Banking
60-month Jumbo Certificate, Jumbo Youth Certificate and Jumbo Business Certificate account holders may request a rate change one time during the term of the certificate; the initial maturity date will remain the same

Business Share Certificate

Begin saving now for your business's bright future, with a Suncoast Business Certificate Account
Higher dividend rates, higher earnings, easy automatic savings
Terms to fit your financial needs
Initial deposit and minimum balance of $500 is required
Suncoast members may open a new Certificate Account by phone with the Member Care Center, in any branch, or by sending secure email through SunNet Online Banking that includes the account from which the funds are to come, the desired term in months, and whether you wish to have the dividends added to the certificate or transferred to another deposit account
A penalty will or may be imposed for early withdrawals: 90 days of dividends on terms of 12 months or less; 180 days of dividends on terms longer than 12 months
If the account has not yet earned enough dividends or if the dividends have already been paid, the penalty will be deducted from the principal
Dividends are compounded daily and credited monthly

Why A Business Savings Account Is Important

Business Savings with Suncoast

What is a Business Savings Account?

A business savings account helps businesses manage and grow their money. Unlike personal finance and savings accounts, business savings accounts cater to organizations with features like online access, competitive interest rates, and minimal monthly maintenance fees.

You can have a business savings account and a business checking account, so you can have all the bank accounts your business could need.

Why choose Suncoast Credit Union for your business savings account?

Why choose Suncoast Credit Union for your business savings account? For one thing, we offer exceptionally competitive business savings account rates. Your business can earn major returns on any funds you deposit.

We can also help you seamlessly manage your business finances with our excellent online banking options and user-friendly mobile banking app. Enjoy 24/7 access to your accounts and run your business the way you want.

Every business is different, so we help sole proprietors and growing businesses alike. Our business savings accounts are designed to meet your specific financial needs.

Our transparent fee structure ensures you know precisely what you're paying — with no hidden fees. Suncoast Credit Union has business savings accounts with low fees to help your bottom line.

When it comes to savings accounts for businesses, we offer great services with the added convenience of already having a relationship with Suncoast.

Learn more about our suite of business banking services at Suncoast. Or if you're ready to open a business account at Suncoast, refer to our business account opening checklist to make the process of opening your account as easy as possible.

Business Account Opening Checklist

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Business Jumbo Certificate

Our Business Jumbo Certificate Accounts offer all the great services you’ve come to expect from Suncoast with favorable rates and higher returns on your deposits.