Business Savings with Suncoast

When it comes to savings accounts for businesses, we offer all the great services you expect from your personal savings with the added convenience that comes from already having a relationship with Suncoast.

  • Compare Business Savings Accounts

    Our savings accounts for small businesses offer all the great services you’ve come to expect from Suncoast with favorable rates and higher returns on your deposits. See for yourself.

Choose a Product:

Minimum Balance

Minimum Balance

Rate Type

Rate Type

Fixed or Variable

Dividend Rates

Dividend Rates

APY**

APY**

Annual Percentage Yield

Business Regular Savings $5

Minimum Balance

$5.00

Rate Type

Variable

Dividend Rates

0.15 %

APY**

0.15 %

Business Special Savings $0

Minimum Balance

$0.00

Rate Type

Variable

Dividend Rates

0.15 %

APY**

0.15 %

Business Jumbo Certificate 6 Month Term

Minimum Balance

$100,000.00

Rate Type

Fixed

Dividend Rates

1.00 %

APY**

1.00 %

Business Jumbo Certificate 12 Month Term

Minimum Balance

$100,000.00

Rate Type

Fixed

Dividend Rates

1.24 %

APY**

1.25 %

Business Jumbo Certificate 18 Month Term

Minimum Balance

$100,000.00

Rate Type

Fixed

Dividend Rates

1.34 %

APY**

1.35 %

Business Jumbo Certificate 24 Month Term

Minimum Balance

$100,000.00

Rate Type

Fixed

Dividend Rates

1.69 %

APY**

1.70 %

Business Jumbo Certificate 36 Month Term

Minimum Balance

$100,000.00

Rate Type

Fixed

Dividend Rates

1.93 %

APY**

1.95 %

Business Jumbo Certificate 48 Month Term

Minimum Balance

$100,000.00

Rate Type

Fixed

Dividend Rates

2.18 %

APY**

2.20 %

Business Jumbo Certificate 60 Month Term

Minimum Balance

$100,000.00

Rate Type

Fixed

Dividend Rates

2.42 %

APY**

2.45 %

Business Share Certificate 6 Month Term

Minimum Balance

$500.00

Rate Type

Fixed

Dividend Rates

1.00 %

APY**

1.00 %

Business Share Certificate 12 Month Term

Minimum Balance

$500.00

Rate Type

Fixed

Dividend Rates

1.24 %

APY**

1.25 %

Business Share Certificate 18 Month Term

Minimum Balance

$500.00

Rate Type

Fixed

Dividend Rates

1.34 %

APY**

1.35 %

Business Share Certificate 24 Month Term

Minimum Balance

$500.00

Rate Type

Fixed

Dividend Rates

1.49 %

APY**

1.50 %

Business Share Certificate 36 Month Term

Minimum Balance

$500.00

Rate Type

Fixed

Dividend Rates

1.73 %

APY**

1.75 %

Business Share Certificate 48 Month Term

Minimum Balance

$500.00

Rate Type

Fixed

Dividend Rates

1.98 %

APY**

2.00 %

Business Share Certificate 60 Month Term

Minimum Balance

$500.00

Rate Type

Fixed

Dividend Rates

2.23 %

APY**

2.25 %

Additional Information

  • Business Regular Savings
    • The account you get when you first you're your business membership, your Business Regular Savings Account requires only a $5 opening deposit and gives you access to all other Suncoast products and services for businesses.
    • Dividends are compounded monthly and credited monthly.
  • Business Special Savings
    • Save for special occasions such as vacations, holiday spending or for anything you want to keep separate from your other savings accounts.
    • You'll earn dividends at the regular share rate and there's no minimum balance requirement.
    • Dividends are compounded monthly and credited monthly.
    • On variable rate accounts the rate may change after account opening.
  • Business Jumbo Certificate
    • Highest dividend rates, highest earnings and best return for large deposits.
    • Initial deposit and minimum balance of $100,000 is required.
    • Terms to fit your savings goals.
    • Available as: Jumbo Share Certificate, Jumbo Youth Certificate, Jumbo IRA/Roth/SEP Certificate, Jumbo Business Certificate, Coverdell Education Savings Jumbo Certificate and Health Savings Account Jumbo Certificate.
    • Penalty will or may be imposed for early withdrawal with no loss of initial investment: 90 days of dividends on terms of 12 months or less; 180 days of dividends on terms longer than 12 months.
    • Dividends are compounded daily and credited monthly.
    • Suncoast members may open a new Jumbo Certificate by calling the Member Care Center, in any branch or by sending a secure email through SunNet Online Banking.
    • 60 month Jumbo Certificate, Jumbo Youth Certificate and Jumbo Business Certificate account holders may request a rate change one time during the term of the certificate. The initial maturity date will remain the same.
  • Business Share Certificate
    • Begin saving now for your business's bright future, with a Suncoast Business Certificate Account.
    • Higher dividend rates, higher earnings, easy automatic savings.
    • Terms to fit your financial needs.
    • Initial deposit and minimum balance of $500 is required.
    • Suncoast members may open a new Certificate Account by phone with the Member Care Center, in any branch or by sending secure email through SunNet Online Banking. If emailing, include the account from which the funds are to come, the desired term in months, and whether you wish to have the dividends added to the certificate or transferred to another deposit account.
    • Penalty will or may be imposed for early withdrawal with no loss of initial investment. : 90 days of dividends on terms of 12 months or less; 18 days of dividends on terms longer than 12 months.
    • Dividends are compounded daily and credited monthly.